VHDA Down Payment Assistance Grants Now Available Great news for first time home buyers in Virginia! The VHDA Down Payment Assistance (DPA) Grant is back again offering first time home buyers a way to buy a home with no money down. This is a great opportunity for those who don’t have enough for a down […]
Last month, the average homebuyer’s credit score was at its lowest level in at least four years, according to a report from mortgage software company Ellie Mae, which processed 3.7 million loan applications last year. Borrowers whose mortgages closed in September had an average FICO credit score of 723. That’s the lowest the average credit […]
Many real estate experts suggest that you put at least 20% down on a home loan, but not everyone has that kind of cash on hand. The days of easy credit qualification may have come and gone, but there are still options out there for those with the right mortgage qualifications but without a proper savings or […]
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